Section

Money

How a deal is settled and paid, from contract to keys.

Settlement

Settlement adjustments: how rates, water, land tax and rent are split

Why the amount paid at a Queensland settlement differs from the contract price, and how the standard contract divides rates, water, land tax, rent and levies by the day.

14 min read
Finance & lending

APRA keeps the 3-point home loan buffer as rates and costs climb

The banking regulator has left its lending rules unchanged and told a Senate committee the system is sound. What that means for a Queensland borrower's loan size.

8 min read
Tax & duty

Land tax in Queensland: who pays it, the thresholds and the exemptions

Queensland land tax is set by what you own at midnight on 30 June. A guide to the $600,000 and $350,000 thresholds, the rates, the home exemption and how an assessment is paid.

15 min read
Finance & lending

How lenders work out borrowing capacity: income, expenses, buffer

A lender does not ask whether you can afford today's repayment. It asks whether you could afford one three points higher. How income, expenses and debts feed the sum.

15 min read
Settlement

Settlement day in Queensland: what happens, in what order, who does it

A plain account of a Queensland settlement day: who takes part, what has to be ready beforehand, how money and title change hands, and when the keys are released.

16 min read
Tax & duty

Sunshine Coast rates rise 9.7 per cent after a 24 per cent land revaluation

Sunshine Coast Council's 2026-27 budget lifts most owner-occupiers' rates by $221.68 a year. How a 24 per cent jump in land values fed into the bill, and what it means for land tax.

10 min read
Commissions

Queensland sale commissions average 2.33 per cent, platform data shows

A Reapit report covered by Elite Agent puts Queensland's average commission rate at 2.33 per cent, above the 1.95 per cent national figure. What the number measures, and what it leaves out.

9 min read