Money

Settlement

What happens between contract and keys in Queensland: timelines, adjustments, and who does what on settlement day.

Settlement

When the settlement system stops: outages and what happens next

Electronic settlement depends on several linked systems. This guide explains what each one does, what happened when two of them failed, and how Queensland law treats the delay.

13 min read
Settlement

One network or two: where e-conveyancing competition stands

Queensland approves two settlement networks, yet almost every sale runs on one. This guide explains what interoperability was meant to do, why it was shelved and what governs the system now.

13 min read
Settlement

Selling and buying on one day: simultaneous settlement in Queensland

How a Queensland household settles a sale and a purchase on the same day: tying two contracts together, the order the money moves in, and what a delay in one does to the other.

18 min read
Settlement

Priority notices: how a Queensland buyer's place on the title is held

Between the last title search and registration, a Queensland buyer relies on a priority notice. This guide explains what it reserves, what it lets through and how long it lasts.

13 min read
Settlement

After settlement: registration, keys, notices and what arrives later

Settlement takes minutes, but a Queensland sale is not finished that day. This guide covers registration, the missing title deed, who is notified and what each side still receives.

13 min read
Settlement

Ruling on settlement network fees slips a month, to 30 October

The final report on what electronic settlement networks may charge is now due on 30 October 2026. The draft would cut the transfer fee paid by buyers and sellers by 36.6%.

9 min read
Settlement

Paying out the seller's mortgage at settlement: how the funds line up

On settlement day the buyer's money arrives from several places and leaves for several more, with the seller's lender paid first. This guide traces every dollar of that exchange.

15 min read
Settlement

PEXA counts 2.67 million property transfers in a year, expects fewer

The network that carries most Queensland settlements handled 4.2 million transactions in 2025-26. Its operator told the market on 18 August that it expects volumes to fall.

8 min read
Settlement

Where the deposit sits until settlement: trust accounts in a sale

A Queensland deposit waits in a trust account run under strict rules. This guide covers who may hold it, how it is recorded, when it can be released and what happens in a dispute.

15 min read
Settlement

Electronic conveyancing in Queensland: how a settlement completes

No one meets to settle a Queensland sale any more. This guide explains the shared workspace, the checks before signing, how the money moves and who writes the rules.

15 min read
Settlement

PEXA disputes the sums behind lower settlement fees at public hearing

At IPART's hearing on 21 July, PEXA argued the method used to justify a 20 per cent cut in its regulated revenue undervalues its assets. How the method works.

9 min read
Settlement

Titles Queensland opens an online drop box for self-lodged title changes

From 20 July, people acting for themselves can lodge eight kinds of title dealing online and answer registry requisitions there. Settlements by professionals are unchanged.

8 min read
Settlement

When settlement is delayed in Queensland: what waiting costs, who pays

Why Queensland settlements run late, the difference between an extension, an agreed delay and a default, how default interest is counted and which costs nobody refunds.

13 min read
Settlement

30, 60 or 90 days: how a settlement period is chosen in Queensland

No law fixes the time between contract and settlement in Queensland. What a short, standard or long period has to fit in, and the calendar dates that change the sums.

14 min read
Settlement

Pricing regulator proposes cutting the main settlement fee by a third

A draft IPART report of 3 July proposes lowering PEXA's fee for a property transfer from $146.30 to $92.71 from July 2027 and charging the same fees in every state.

9 min read
Settlement

The pre-settlement inspection in Queensland: what a buyer may check

What the standard Queensland contract lets a buyer inspect before settlement, what the seller has promised about the property's state, and the options if something is wrong.

13 min read
Settlement

ARNECC briefs industry on tighter rules for settlement platforms and firms

Registrars briefed the property industry on 17 and 19 June on draft version 8 of the national e-conveyancing rules, covering cyber security, insurance and reporting.

9 min read
Settlement

AUSTRAC guidance: delayed checks due 28 days in, or 3 before settlement

AUSTRAC updated its guidance on 12 June. A delayed customer check in a property sale must now be finished within 28 days of exchange or three days before settlement.

9 min read
Settlement

Settlement adjustments: how rates, water, land tax and rent are split

Why the amount paid at a Queensland settlement differs from the contract price, and how the standard contract divides rates, water, land tax, rent and levies by the day.

14 min read
Settlement

Settlement day in Queensland: what happens, in what order, who does it

A plain account of a Queensland settlement day: who takes part, what has to be ready beforehand, how money and title change hands, and when the keys are released.

16 min read