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Kooky
Builder of Shaka, the payment router that pays every agent their commission on closing date.
About Kooky and Shaka →A four or five-bedroom house near a university, a hospital or a mine workers' bus stop can be let in two ways. It can go to one household or one group on a single lease, or each bedroom can be let to a different person who shares the kitchen, the bathrooms and the lounge with people they did not choose. The second way often looks attractive on a spreadsheet. It is also a different legal arrangement, and the difference does not stop at the tenancy paperwork.
In Queensland, a house let by the room is usually rooming accommodation under the Residential Tenancies and Rooming Accommodation Act 2008, with its own agreement, its own forms and much shorter notice periods than a general tenancy. Depending on how many people live there, the same house can also be a use that needs planning approval, a budget accommodation building under the Building Act 1975, and a residential service that must be registered before it opens. This guide takes those four layers in turn, for an investor who does not live in the property. It describes the general rules as the agencies publish them in October 2026; which of them bite on a given house depends on the building, the council and the people in it.
Thresholds published by the Department of Housing and Public Works, the Queensland planning department and the Queensland Fire Department. Each has conditions, set out below.
Two ways to fill the same house
Under a general tenancy, the house is let as a whole. The Residential Tenancies Authority (RTA), in its guide to renting with others, describes a co-tenancy as an agreement between the owner or manager and two or more tenants, who can be jointly or individually liable for the rent and the bond. There is one agreement for the premises, on the General tenancy agreement (Form 18a), and the people in the house sort out among themselves who sleeps where.
Related readBank figures put investors at 35.6 per cent of new home loans in JuneRooming accommodation is built the other way round. In the RTA's publication Managing rooming accommodation in Queensland, the resident rents a room that is not self-contained, has no right to occupy the whole property, and shares facilities such as a bathroom, a kitchen or a common room. The owner, called the provider, has a separate agreement with each resident.
By the room, the investor takes on the vacancy of each bedroom, the furnishing of the shared areas, usually the power, water and internet, and the job of managing people who share a fridge. On one lease, the group carries those things. This guide does not weigh the return of one against the other; a separate guide in this magazine covers how rental yield is measured.
When the rooming rules apply
The RTA's coverage fact sheet for rooming accommodation lists the arrangements the Act treats as rooming accommodation. They include boarding houses, off-campus student accommodation, room-only accommodation supplied by an employer, and room-only accommodation where the provider does not live on the premises. That last category is the investor's case, and the fact sheet attaches no minimum number of rooms to it: a three-bedroom house let as three separate rooms by an owner who lives elsewhere is covered.
The room count matters only when the provider lives in. According to the same fact sheet, the Act does not apply where an owner or head tenant lives on the premises and not more than three rooms are available for residents, and it does apply where a live-in provider rents out four or more rooms.
Related readASIC pauses new investment in three mortgage funds holding $251.8 millionSome accommodation is outside the rooming rules whatever its size, including accommodation for holidaymakers and travellers and student accommodation inside a university campus. A house let by the night to visitors is a different subject, covered in this magazine's guide to short-stay letting.
There is also a choice. The RTA says providers and agents may opt for the general tenancy rules instead of the rooming rules: if both parties agree, they sign a General tenancy agreement (Form 18a) for the room and follow general tenancy notice periods and other rules. Where it is unclear whether an arrangement is covered at all, the fact sheet says the Queensland Civil and Administrative Tribunal (QCAT) can decide, and that such an application is treated as urgent.
The agreement and the forms
The agreement for a room is the Rooming accommodation agreement, Form R18. The RTA's page for the form lists version 15, dated 1 September 2025, as current. Agreements must be in writing, the provider pays for preparing the agreement, and the resident must receive a copy on or before the day they move into the room, together with a copy of the house rules.
The form records which room and which common areas the resident may use, the start and end dates or the fact that the agreement is periodic, the rent and any other charges, how rent is paid, the date of the last rent increase, whether a bond is taken, and the standard and special terms. The RTA notes that a resident without a written agreement still has the protection of the Act, so leaving the paperwork undone does not take the arrangement outside the rules.
Related readFrom 1 July the ATO applies its holiday home test to rental claimsThe other forms carry an R in front of the number: the Condition report (Form R1), the Entry notice (Form R9), the Notice to remedy breach (Form R11), the Notice to leave (Form R12), which is the provider's notice ending an agreement, and the Notice of intention to leave (Form R13), which is the resident's. Bond forms are the same as for any tenancy. Because each resident has an agreement of their own, a five-bedroom house means five agreements and five rent ledgers.
Bond, rent and bills
A bond is optional in rooming accommodation. If one is taken, the RTA's rental bond page gives the maximum as four weeks' rent, the same ceiling as for a general tenancy, and says the cap applies to every amount taken as security, whatever it is called. The bond must be lodged with the RTA within 10 days of being received, a receipt must be given, and a Condition report (Form R1) must be completed; the resident then has seven days to return a signed copy with any comments. How bonds are lodged, disputed and refunded is covered in this magazine's rental bonds guide and is not repeated here.
Rent in advance is where the rooming rules are tighter. The RTA's fact sheet on rent in rooming accommodation says a provider may not ask for, or accept, more than two weeks' rent in advance at the start of an agreement, and gives the maximum penalty as 50 penalty units. With the penalty unit set at $172.70 from 1 July 2026 by the Penalties and Sentences (Penalty Unit Value) Amendment Regulation 2026, that is a maximum of $8,635.
Related readATO figures: more than half of landlords now report a rental lossRent increases follow the pattern the Act now applies across renting. According to the same fact sheet, the rent for a room cannot be increased within 12 months of the last increase for that room, and the provider must give at least four weeks' written notice stating the new amount and the day it starts.
The fact sheet also provides for rent to go down: a resident may ask for a reduction if the standard of the room or of a service falls, or if an included service is withdrawn. If the two sides cannot agree, either can use the RTA's dispute resolution service.
Bills need thought before the first resident arrives. The RTA says a provider cannot charge a resident separately for a utility unless the room is separately metered, cannot charge more than the amount the provider was billed, and must pass on the supplier's document within four weeks of receiving it or lose the right to be paid. In an ordinary house with one electricity meter and one water meter, the practical result is that those costs sit inside the rent.
House rules and entering a room
Every rooming house in Queensland has house rules, whether or not the owner writes any. The RTA explains that a set of prescribed rules applies to all rooming accommodation, and that since 1 September 2026 those rules are the ones in the 2025 regulation made under the Act, replacing the 2009 version. They cover behaviour, the upkeep of rooms and common areas, guests, access to rooms, locks and keys, and animals.
Related readBuying an investment unit in Queensland: levies, sinking funds, by-lawsA provider may add rules of its own on subjects such as guests, smoking, shared facilities, parking, alcohol, noise and pets, as long as they do not conflict with the prescribed rules. The rules form part of each agreement, residents should be given a copy before signing, and breaking a rule is a breach of the agreement.
Changing a rule is a small procedure in itself. According to the RTA's rooming publication, each resident must receive written notice at least seven days before the change, stating the new rule, its start date, the right to object and how and by when to do so. The change cannot go ahead if 10 residents object or, where the property has fewer than 20 residents, if a majority object. In a five-room house, that means three residents can block a new rule.
Entry to a room has its own scale. The RTA's page on entry in rooming accommodation gives 24 hours' notice for cleaning, or none where a regular cleaning time is written into the agreement, and 48 hours for pest control, repairs, smoke alarm work, showing the room to a prospective buyer or occupant, and any other reason. Notice is given on Form R9. A provider may enter without notice only in an emergency, where the room is reasonably believed to be abandoned, or for urgent repairs.
Ending an agreement: shorter clocks
The clearest difference between the two regimes is time. The RTA's table of notice periods sets rooming accommodation and general tenancies side by side, and almost every period on the rooming side is shorter, for the resident as well as for the provider.
Related readForeign buyers and non-resident landlords: what federal figures show| Event | Rooming accommodation | General tenancy |
|---|---|---|
| Owner ends at the end of a fixed term | 14 days | 2 months |
| Owner ends because of a sale contract | 1 month | 2 months |
| Rent breach not remedied | Immediately if in the room under 28 days; otherwise 4 days | 7 days |
| Other breach not remedied | 2 days | 14 days |
| Occupant leaves, periodic agreement | 7 days | 14 days |
Residential Tenancies Authority, notice periods for ending an agreement. Each ground has conditions; the period runs from a valid notice on the approved form.
Arrears show how the rooming process works. Under the RTA's fact sheet on rent, a resident who has been in the room for less than 28 days can be given a Notice to remedy breach (Form R11) as soon as rent is late, with at least two days to pay. For a resident who has been there 28 days or more, the notice cannot be given until the rent has been unpaid for two days, and it must allow at least four days to pay. If the rent is still unpaid on the date in the notice, the provider may give a Notice to leave (Form R12).
Short notice periods are not a licence to act informally. The RTA states that an agreement can be ended only in a way the Act approves, and that removing a resident without following the steps is unlawful and can lead to penalties. Some grounds an owner of an ordinary rental can use are closed here: the RTA's page on ending agreements says the ground of an owner or relative moving in cannot be used for rooming accommodation.
Minimum housing standards apply to rooming accommodation as they do to every tenancy, a subject this magazine has covered in its own guide. One rooming-specific detail in the RTA's fact sheet is that repair orders are not available, so an unresolved repair goes to QCAT as a breach of the agreement.
A room can be vacated in days and re-let in days. The planning, building and registration rules attached to the house move far more slowly.
Planning: when a house needs approval
Tenancy law says how each room is let. Planning law asks a prior question: whether the house may be used this way at all. Rooming accommodation is a defined land use in the Planning Regulation 2017, separate from a dwelling house. Brisbane City Council's guidance paraphrases the definition: residential accommodation where each resident occupies one or more rooms but not the whole premises, has no self-contained unit or only limited private facilities, and shares other spaces and equipment with other residents. Moving a house from one use to the other is a material change of use, and councils decide through their planning schemes whether that change needs a development application.
Related readForeign buyers of Queensland homes: approval, duty and land tax surchargeThe State has limited what councils may require for small houses. The Queensland planning department's page on the regulation of rooming accommodation explains that small-scale rooming accommodation, with a maximum of five bedrooms and five occupants in lower density residential zones, does not need a material change of use approval from the local government, provided the requirements prescribed in the regulation are met. Where they are not met, the council can require an application.
The State's five-bedroom, five-occupant provisions expire on 2 December 2026
The planning department's page says the current provisions, extended by the Planning Amendment Regulation 2025, run to that date. Its fact sheet of 4 December 2025 says eligible uses approved from 3 December 2025 have until 2 December 2026 to start. What applies afterwards was not stated on the page at the time of writing.
Brisbane shows how a council applies this. Brisbane City Council's rooming accommodation page says a project is accepted development, with no application, if it is in an appropriate zone, accommodates five persons or fewer, and complies with all the identified acceptable outcomes of the Rooming accommodation code in Brisbane City Plan 2014. The zones it names are low density residential, character residential, low-medium density residential and medium density residential. A house with six residents, or one that cannot meet the code, falls outside that path and may need planning approval.
Other councils write their own codes, with their own zones and site requirements, so the Brisbane wording cannot be carried to the Gold Coast, Townsville or Toowoomba.
Building class and fire safety
A planning tick is not a building tick. The planning department's page notes that converting an existing dwelling house to rooming accommodation triggers additional fire safety requirements under the building code, and Brisbane City Council says building approval may be needed when occupying an existing building that was not designed, built or adapted for rooming accommodation. Both point owners to a private building certifier.
Related readGross and net rental yield: how Queensland investors measure a returnThe reason is classification. The Queensland Building and Construction Commission's guide to building classes describes Class 1a as a single dwelling such as a detached house, and Class 1b as a boarding house, guest house, hostel or the like with a total floor area not exceeding 300 square metres and in which not more than 12 people reside. Whether a particular house let by the room has changed class, and what work that requires, is a certifier's decision on the facts.
A second set of fire rules turns on head count. The Queensland Fire Department describes a budget accommodation building, defined in section 216 of the Building Act 1975, as one that accommodates six or more unrelated people who share bathroom or toilet facilities, and its list of examples includes boarding houses and share houses. The department's owners' guide says houses are excluded from the definition in ordinary use, but that a house used for budget accommodation must comply. The Queensland Government's business guidance adds that a building let only as a whole is not covered, which is one more place where the single lease and the by-the-room model part ways.
For a building that is caught, the Fire Department lists what the fire safety standard requires: early warning, emergency lighting, exits, firefighting equipment where required, and a fire safety management plan. The standard is Queensland Development Code part MP 2.1. According to the business guidance, buildings built, approved or applied for before 1 January 1992 must comply with MP 2.1 in full, while later buildings must comply with one section of it together with the building code and fire safety legislation. Local councils assess compliance, and Fire Department officers may enter to check that the plan is being followed.
Related readInvestors now account for more than 40% of Brisbane home lendingThe plan is a working document. The department's owners' guide, dated August 2025, says it must be updated within one month of any change to the building or its fire safety features, that residents must be shown the evacuation procedure when they move in, and that an evacuation exercise must be held at least once a year. The guide gives maximum penalties of 100 penalty units for failing to implement the plan and 20 penalty units for failing to make it available for inspection, which at $172.70 a unit are $17,270 and $3,454.
When the house is a residential service
The fourth layer has the lowest threshold. The Department of Housing and Public Works defines a residential service, for the Residential Services (Accreditation) Act 2002, as accommodation for four or more residents who occupy one or more rooms, individually pay rent and share facilities such as bathrooms, kitchens, common areas or laundries. Read plainly, that describes an investor's house with four rooms let separately.
The department's list of what is not a residential service is therefore important. It includes tourist and traveller accommodation, accommodation for employees in connection with their work, and student accommodation. How the student exclusion applies to a private house let to students, and what happens when one of five residents is not a student, is a question for the department's Regulatory Services unit on the facts.
Where the Act applies, the department's registration page is direct: registration must be approved before the service starts operating, and penalties of up to $172,700 can apply if the Act's requirements are not met. An application needs the registration fee of $385.20, a criminal history check for each provider and associate, a building compliance notice issued by the council within the last 12 months against Queensland Development Code part MP 5.7, the residential services building standard, and a fire safety management plan or fire safety document, depending on the number of residents. The department allows four to six weeks to process a complete application.
Registration is followed by accreditation, which the provider must apply for within three months. Level 1, the accommodation service, is compulsory; levels 2 and 3 cover food and personal care and apply only to services that offer them. Accreditation can be granted for up to three years. None of this replaces the tenancy rules: the RTA's coverage fact sheet says boarding houses are covered by the rooming provisions whether or not they are registered, and each resident still signs a Form R18.
Insurance, lending and the order of checks
No Queensland agency page read for this guide sets a rule on how an insurer or a lender must treat a house let by the room. Those questions are answered by the policy wording and the loan contract, which describe the use they were written for; the general position on landlord cover is in this magazine's landlord insurance guide. Whether a change to letting by the room affects either document depends on its terms.
The four public-law layers, by contrast, can be checked in a set order before a single room is advertised, because each depends on the answer to the one before.
- Count the occupantsDecide how many people will live there. Four, five and six each bring in a different rule.
- Planning schemeCheck the zone, the overlays and the council's rooming accommodation code for that head count.
- Building certifierAsk whether the use changes the building's class and what fire safety work follows.
- RegistrationAsk Regulatory Services whether the house is a residential service. If so, register before opening.
- Tenancy paperworkPrepare Form R18, the house rules and the condition report for each room.
The head count in the first step is the figure everything else hangs on. A house planned for five residents that drifts to six, because a partner moves into one room, has crossed the ceiling Brisbane uses for accepted development and the fire threshold in the Building Act at the same moment.