Section

Buy & Sell

Buying, selling and investing in Queensland, step by step.

Selling

Selling a Queensland home with a mortgage: how the release works

A mortgaged home can be sold, but the lender's security has to come off the title at settlement. The discharge request, the payout figure, the lead times and Form 3.

16 min read
Buying

Homebuyer sentiment jumps 12 per cent after the August rate hold

Westpac's August survey shows the 'time to buy a dwelling' index at 95.7, its highest since November, while expectations for house prices sink to a three-year low.

9 min read
First home buyers

Queensland first-buyer loans slip to 5,646 as their average size jumps

ABS figures for the June quarter show fewer first home buyer loans in Queensland and a much larger average loan, while Equifax reports July applications down 25.2 per cent.

9 min read
Contracts & disclosure

Time is of the essence: settlement dates and extensions in Queensland

Why a Queensland settlement date is a hard deadline, the short extensions the standard contract and the Property Law Act 2023 allow, and what restarts the clock.

15 min read
Investing

Queensland investor home loans fall 10.1 per cent in the June quarter

ABS figures show investors took out a tenth fewer home loans in Queensland in the June quarter, part of the largest national fall in investor lending since 2022.

10 min read
Buying

Checking flood risk before buying in Queensland: what the maps tell you

A seller in Queensland does not have to disclose past flooding. This guide explains FloodCheck, council flood maps and property reports, and what each one can and cannot show.

16 min read
Contracts & disclosure

Easements and encumbrances: what a Queensland contract leaves on title

A Queensland home is sold free of encumbrances, with exceptions. Which interests stay after settlement, which the seller must clear, and what a buyer can do about a surprise.

15 min read
Selling

Selling a tenanted property in Queensland: notice, entry, tenant rights

A rented home can be sold with the tenant living in it, but the campaign runs on the tenant's terms: Form 10, 48 hours' notice for each viewing and written consent for open homes.

15 min read
First home buyers

Boost to Buy: how Queensland's shared equity scheme works for a buyer

Queensland's Boost to Buy lets a first buyer purchase with a 2 per cent deposit while the State takes a share of the home. How the share works, who qualifies and how it ends.

15 min read
Investing

Treasury draft gives new homes 24 months to keep negative gearing

Draft federal legislation released on 4 August defines the new dwelling that stays negatively geared after July 2027, doubling the purchase window to 24 months.

9 min read
First home buyers

Queensland adds a citizenship or residency test to first-buyer duty relief

For contracts entered into from 1 August 2026, Queensland's first home transfer duty concessions are open only to citizens, permanent residents and specified foreign retirees.

9 min read
Selling

Pool safety certificates when selling a Queensland home

A seller with a pool either hands over a current pool safety certificate before settlement or gives a Form 36 notice. What each route involves, and what an inspector looks for.

15 min read
Buying

Buying a house and land package in Queensland: two contracts, one home

A package is usually a land contract and a building contract signed with different parties. How deposits, progress payments, warranty cover, duty and the first home grant apply to each.

15 min read
Contracts & disclosure

What stays with the house: fixtures and chattels in a Queensland sale

The standard Queensland contract sells the lot, its improvements and a written list of chattels. How each is defined, what the seller may take, and what happens to items left behind.

14 min read
Contracts & disclosure

A year of seller disclosure: Law Society says the scheme is working

Twelve months after Queensland ended buyer beware, the Queensland Law Society says seller disclosure is giving contracts more certainty. What it covers, and what it leaves out.

9 min read
Selling

How an asking price is set in Queensland, and what the law says about it

An appraisal, a figure on the appointment form and a price in the advertisement: how each is reached when a Queensland home is sold, and the rules that tie them together.

15 min read
First home buyers

First home duty concessions in Queensland: thresholds and new homes

How Queensland charges transfer duty on a first home: nothing up to $700,000 on an existing home, a sliding concession to $800,000, and no duty on a new home.

14 min read
Investing

Negative gearing and depreciation: how tax rules treat a rental property

What a rental loss is, which costs count now and which are spread over years, how building and fittings are written off, and what the law passed in June changes from 1 July 2027.

18 min read
First home buyers

Help to Buy gets a third lender as Teachers Mutual Bank signs on

Teachers Mutual Bank began offering federal Help to Buy loans on 27 July, the first new lender since the launch. Brokers can write its loans from 6 October.

9 min read
Selling

PropTrack counts 22 per cent more new Brisbane listings than last June

A PropTrack analysis puts new listings in Brisbane 22 per cent above June 2025 and total stock 11 per cent higher. Three data providers, three counts, one direction.

8 min read